Co-branded credit cards help you get more value for your specific needs and preferences. Whether you’re a frequent traveller or a food lover, a co-branded credit card can provide a wide range of perks. These cards are a result of partnerships between banks and popular brands, offering unique benefits related to those brands.
If you are a frequent traveller, the Ixigo AU Bank Credit Card could be a great choice since Ixigo is known for its travel services. If you’re a food lover, the Swiggy HDFC Bank Credit Card could be your go-to card, and for someone who wants a versatile credit card, the SBM One Credit Card can be a good choice.
Understanding Co-branded Credit Cards
When you apply for a credit card, consider the following benefits:
In most cases, co-branded credit cards have renewal fees. So, when you are opting for one, consider and compare the costs you will incur and the benefits you will get from the card.
10 Co-Branded Credit Cards in India to Consider
Here are some popular co-branded cards. Choose one based on your preference – whether you like going for movies or you enjoy eating out, there’s something for everyone:
Credit Card | Annual Fee | Perks | Best For |
Amazon Pay ICICI Credit Card | NIL | 5% cashback on Amazon spends for Prime members 3% cashback on Amazon spends for non-Prime members 2% cashback on Amazon Pay transactions at merchant partners 1% cash back on other transactions
| Shopping |
Airtel Axis Bank Credit Card
| ₹500 | Get an Amazon voucher worth ₹500 for the first transaction within 30 days Get up to 25% cashback on bill payments and recharge via Airtel Thanks app Get 1% cashback on other transactions Get up to 20% off on dining via Axis Dining Delights
| Mobile recharge and bill payments |
Bajaj Finserv RBL Bank Binge SuperCard | ₹999 | Spend ₹2,000 and get 4,000 reward points within the first 30 days Get one free movie ticket every month on BookMyShow Get complimentary domestic airport lounge access twice a year Get 12X reward points on every ₹100 spent on online transactions Earn 5% cashback on down payment at your nearby Bajaj Finserv partner store
| Shopping |
BPCL SBI Card Octane | ₹1499 | Get 6,000 bonus reward points worth ₹1,500 after paying your joining fee Get 25 reward points per ₹100 spent at BPCL fuel, lubricants and Bharat Gas website and app Get 10 reward points on movie tickets, dining and grocery shopping
| Fuel Purchases |
Club Vistara IDFC FIRST Credit Card | ₹4,999 | Get 1 complimentary Premium Economy ticket and 1 Class Upgrade voucher on joining Get a complimentary Club Vistara Silver membership Get 3 months of EazyDiner Prime membership
| Travelling |
Myntra Kotak Credit Card | ₹500 | Get ₹500 Myntra voucher when you make a transaction of ₹500 within the first 30 days Get a complimentary Myntra Insider membership Get an instant discount of 7.5% up to ₹750 on every Myntra transaction Get 5% cashback, up to ₹1,000 on Swiggy, Swiggy Instamart, PVR, Cleartrip and Urban Company monthly transactions Get unlimited 1.25% cashback on other transactions Enjoy 4 complimentary lounge access per year at domestic airports
| Shopping |
Swiggy HDFC Bank Credit Card
| ₹500 | Get 3 months of Swiggy One membership worth ₹1,199 on card activation Earn 10% cashback (up to ₹1,500) on Instamart, Swiggy, Dineout and Genie transactions Receive 5% cashback (up to ₹1,500) on online transactions Get 1% cashback (up to ₹500) on every other transaction
| Food and Dining |
Ixigo AU Bank Credit Card
| ₹999 | Zero forex markup fee 10% discount on bus bookings [up to ₹300 once a month] 10% discount on flight bookings via Ixigo [up to ₹1,000 once a month] 10% discount on hotel bookings [up to ₹1,000 once a month] 1 complimentary international lounge access per year 16 complimentary domestic lounge access per year
| Travelling and flight bookings |
PVR INOX Kotak Credit Card
| ₹499 | Get flat 5% off on movie tickets and 20% off on food and beverages at any PVR INOX theatre or on the PVR INOX app/website Get 1 free PVR INOX movie ticket on every ₹10,000 spent during a billing cycle Get complimentary access to premium PVR INOX in-cinema lounges
| Entertainment |
SBM co-branded One Credit Card
| Lifetime-Free | 5X reward points on the top two spending categories | Shopping |
You can pick any of the listed credit cards to start your journey with co-branded credit cards. If you’re looking for a credit card that offers a wide range of benefits and doesn’t limit itself to a particular category, then you can opt for the One Credit Card. This credit card has a smooth onboarding process, making it an easy journey.
It offers flexibility and a variety of rewards; you can enjoy lucrative offers on travel, grocery, retail, fashion and moreover, you can earn 5X rewards on your top two spending categories. It is a stylish metal credit card that comes with a powerful mobile app that can bring your monthly payments to your fingertips. To enjoy the perks, you can apply now through a hassle-free application process.
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